Terms of Use

Last updated: October 1, 2026

Our service

123 Debt Relief helps business owners review options for their business debt. Submitting a request is free and creates no obligation. We are not a lender, this website is not an offer of credit, and we do not provide legal, tax or accounting advice.

Business debt only

Our services are intended for business debts. They are not for consumer or personal debts.

No guarantee of results

Every situation is different. Any options, savings or outcomes discussed depend on your circumstances and your creditors, and are not guaranteed.

Your information

You agree that the information you submit is accurate and that you are authorized to request a review for the business you name. Our use of your information is described in our Privacy Policy.

Communications

If you give consent, we may contact you by phone, text and email about your request, including with automated technology. Reply STOP to opt out of texts at any time. Message and data rates may apply.

Limitation of liability

This website is provided as is. To the extent allowed by law, 123 Debt Relief is not liable for indirect or consequential damages arising from your use of it.

Changes

We may update these terms. The date above shows when they last changed.